Products
Flexible Spending Accounts with the “FlexCard”
With the rise in health insurance costs, Flexible Spending Accounts are becoming widely used to alleviate the out-of-pocket strain on employees. Spending accounts use pre-tax dollars to reimburse eligible medical and dependent care expenses, saving employees much needed money each year. Pierce Group Benefits has partnered with several Third Party Administrators and currently has over 13,000 participants in North Carolina. Due to this large number, we are able to pass on discounts to our clients. Pierce Group Benefits also brings the “FlexCard” to you to make your employees’ money more accessible and your benefits package even more attractive!
Supplemental Insurance
Pierce Group Benefits offers a variety of supplemental plans, including Cancer, Medical Gap, Critical Illness and Accident Insurance. Traditional health plans do not cover every medical expense, leaving employees responsible to pay out-of-pocket expenses such as deductibles, office visit copayments, and household bills. Supplemental plans cover employees and their families to help fill the gaps of traditional medical plans and to serve as a financial aid should a medical emergency arise.
Long Term Care
With the rising uncertainty of Social Security and our ever-changing economy, many employers are interested in offering their employees an economical way to prepare for retirement by providing Long Term Care Insurance. Many of these plans qualify for a group rate but are considered individual plans that are portable when an employee retires or changes jobs.
Disability – Long-Term & Short-Term
Disability coverage is an important benefit that provides financial relief when income is lost due to sickness or injury. Pierce Group Benefits offers both Long-Term and Short-Term Disability plans to supplement and relieve the loss. Plans provide coverage that is custom designed to suit the individual workplace in terms of elimination period, benefit duration and maximum monthly benefit.
Life – Term Life, Universal Life, Whole Life
No one likes to think about mortality, but having an adequate amount of life insurance is valuable to your employees regardless of their age or financial status. Pierce Group Benefits offers many types of life insurance coverage including Group Term Life, Universal Life and Whole Life Insurance through a wide range of well known providers.
Medical Coverage – Health, Dental, Vision
Pierce Group Benefits specializes in employer-paid and voluntary benefits customized to fit employees’ individual needs. We offer a wide range of medical benefits including health, dental and vision coverage. Pierce Group Benefits can shop the market and bring you options that will benefit both you and your employees.