Cancer 1000 Insurance

The following information highlights the benefits of the current Cancer policy available through your benefits package. If you enrolled in a Cancer Plan prior to this year, you may have different benefits and features than those shown here. You should refer to your personal policy for your exact benefits and features. Your Benefits Representative can provide you with further information on which plan you have, and assist with any questions. Please meet with your Benefits Representative during your open enrollment period for any assistance.

If you are diagnosed with cancer, how will you pay for what your health insurance won't?

Direct Costs Most Major Medical Plans Cover	Indirect Costs You Pay:
38%	62%
Hospital charges Surgeon fees Physician Fees Medication and drug costs Radiological fees Nursing costs	Loss of wages or salary Deductibles or coinsurance Travel expenses to and from treatment centers Lodging and meals Child care

The risk of developing cancer, unfortunately, is very real. Colonial Life cancer coverage offers the protection you need to concentrate on what is most important--your care.

Features of Colonial's Cancer Insurance:

Pays regardless of any other insurance you have with other insurance companies.
Provides a cancer screening benefit (PDF) that you can use even if you are never diagnosed with cancer.
Guaranteed renewable as long as premiums are paid when due.
Benefits (PDF) paid directly to you unless you specify otherwise.
You can take your coverage with you even if you change jobs or leave your employer.
Flexible coverage options for employees and their families.

12 Month Deduction Rates for Cancer Insurance Level 4
Individual	$35.50
One-Parent Family	$39.50
Two-Parent Family	$58.50

There are additional levels with lower premiums available. See your Benefits Representative when they are at your worksite for details.

12 Month Deduction Rates for Optional Riders (PDF)
	Specified Disease	Initial Diagnosis per $1,000	Progressive Payment
Individual	$1.10	$1.20	$3.60
One-Parent Family	$1.25	$1.50	$4.00
Two-Parent Family	$1.75	$2.00	$6.00

This information provided by
Colonial Life
Columbia, South Carolina 29202
www.coloniallife.com